Bring your boat! 124 ft waterfront lot and No HOA! Set your sights on this 3-bedroom, 2 full bath brick style home offering just under 1,600 SF on a canal leading to Lake Keene where you can enjoy a day on the water; skiing, fishing or relaxing at the park. NO FLOOD INSURANCE REQUIRED! This home has been meticulously maintained and many components of the home have been renovated including modern insulated windows and a AC replaced in 2014. Charming front porch entryway with retro style tile lead up to the decorative front door with complementary textured glass window. Enter the home to spacious living room featuring tile floors throughout, several large windows allowing for plenty of natural light. The kitchen steals the show; from the solid wood cabinetry, granite countertops, KitchenAid/Jennair stainless steel appliances; smooth cooktop range, counter depth refrigerator, convection microwave, breakfast bar area, this space is sure to be one of your favorite places in the home with all its amazing upgrades! The dining room features large bright window that allows for plenty of natural lighting to shine through overlooking your private nature filled back yard. Just off the dining room is a fantastic bonus room with floor to ceiling windows offering views of the water and conservation area and access to the backyard patio and backyard. The master suite is a wonderful size and boasts generous closet space with mirrored doors, and two large windows with plenty of light. The en-suite master bathroom is light and bright, equipped with pedestal sink, spacious walk-in shower with tile all the way up to the ceiling, and extra built-in storage space – perfect for a linen closet. The secondary bedrooms are light and cozy with abundant closet space. The secondary bathroom features updated vanity and tile floors. Oversized two-car garage with washer/dryer, ceiling fan. The well house room (added on after the home was built) is just off the garage and houses the well, water conditioning system and is ideal for storing bikes, lawn equipment, toys, and other items. Exterior door from that room leads to a brick paver patio with firepit area. Lake Keene residents are able to enjoy the community park and boat ramp for an optional $55/year. All of this located in a convenient, pleasant neighborhood with outstanding schools in Lutz! Repaired settlement home in 2002. Fully insurable. Estate sale that is now not in probate. Seller is READY to close!